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Intelligent systems with a duty of care

Making life easier, cheaper and safer.

Your Artificially Intelligent Digital Wallet

Zero-Trust Architecture

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Tailored Wallets

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Build Your AI

The First Mission
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What if ...

We reinvented your Wallet ?

Powered by an AI Brain
that thinks ahead. 

Protects your family.

Acts in your best interests.

What then ?
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An
Audacious
Mission: 

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Proactive

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Adaptive

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Loyal

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Rewarding

Learn More

To build an AI Digital Wallet
built from human needs outwards,
not  technology inwards.

THE CHALLENGE

An Audacious Mission

RESEARCH & PERSPECTIVES

Our Latest Research

The intelligent system we're developing.

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The Tailored Digital Fiduciary

Explore the Thesis
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Aligned Intelligence

Explore the Thesis
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PARTICIPANTS

Who can have an AIDW ?

Every participant has their own tailored AIDW.

Custom made intelligent systems

IndividualsFamiliesEnteprisesInstitutionsGovernments
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CAPABILITIES

Build Your Own AIDW

Powerful capabilities. Chosen by you.

Crush the Cost of Living

Continuous systems

Instant Legal Intelligence

Aligned intelligence

Instant Wealth
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GOVERNANCE

Great powers come with even greater privacy and security.

Flexible "AI security mesh" that gets stronger and safer the more you use your AIDW.

Learn more

Trust is embeded into every outcome.

Verified. Accountable. Transparent.

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AUDIO FIRST THINKING

The Power
of Voice

Speech is the most powerful and enduring art form ever invented.

Let's Talk

It powers your AIDW.

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Powered by Voice

The most powerful and enduring
art form ever invented.

More

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Surpassing Industry Standards

World-first AI Security Mesh
Engineered to Protect. 

PRIVACY FIRST

Surpassing Industry Standards

World-first AI security mesh. Engineered to Protect.

Security

CCPA

SOC2 II

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FFIEC

ISO 27001

GDPR

GLBA

More
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Where it Works

All our Participants have their own tailored AIDW.

Hypersecure.
Instantly intelligent.

Personal

Close

Enterprises

Families

Government

Public

Guardians

Close
TAILORED AI

Where it Works

Speech is the most powerful and enduring art form ever invented.

Explore

All our participants have their own tailored AIDW.

Hypersecure.
Aligned intelligence.

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We've unlocked two key enterprise resources : 

Time & Money.

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Zero-Cost CAC

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Programmable Wallets

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Proactive Thinking

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Instant Experts

Instant modules to help your everyday journey.

Unparalleled intellectual power.

Personally tailored context to deliver trusted guidance:
every single time. 

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Customized Settings

Customize thousands of settings to create an AI Wallet uniquely tailored to you.  

 

Every answer is grounded in your data, workflows and source documents. No external training. Zero data leakage.

 

Persistent memory allows your AI to understand you and how to help you best.

 

Always there for you. 

Always protecting. 

Always working for you. 

Customized Settings

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Protecting

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Learning

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Working

More
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How it Works

Every AIDW has unique powers. 
Build your own with tailored Modules.

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Social

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Trusted

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Intelligent

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Guardians

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Helpful

More

AI Powered Points

Never miss another point. 

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Personal Points

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Enterprise Points

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AI Accelerators

Add a Title

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More
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Introducing Modules

Build Your Own AI

Your own powerful modules. 

To protect, help & accelerate your life. 

More
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Crush the Cost of Living

NEW INFRASTRUCTURE

Your AIDW

Artificially Intelligent Digital Wallet

Built to act in your best interests

NEW INFRASTRUCTURE

We are building intelligent systems from human needs outwards,
not technology inwards. 

Built to serve you.

Explore

Built to act in your best interests

NEW INFRASTRUCTURE

We are building intelligent systems from human needs outwards,
not technology inwards. 

Built to serve you.

Built to act in your best interests

Explore
NEW INFRASTRUCTURE

We are building intelligent systems from human needs outwards,
not technology inwards. 

Built to serve you.

Built to act in your best interests

Explore
OUR PURPOSE

The Mission

To help.

To protect.

To enhance.

To serve.

Read More

To make intelligent systems that are loyal 
only to the participant they serve. 

The participant remains in control.

The system holds the duty of care.

We're starting with an Artificially Intelligent Digital Wallet (AIDW), that serves as the vehicle for participants to drive, control and authorize.

Built for individuals, families, enterprises, institutions and governments. 

Continuous intelligence that thinks before, during and after decisions. 

An intelligent system that truly helps in tangible ways. Everyday.

No hidden agenda. No conflicts of interest.
Verifiable, accountable and transparent.

Aligned intelligence driven by only one incentive:
to serve the participant. 

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The question to ask before letting any agent
(human or digital) act on your behalf
is not how smart it is. 

It's the Munger question:

What is the system rewarded for ?

OUR PURPOSE

The Mission

To help.

To protect.

To enhance.

To serve.

Read More

To make intelligent systems that are loyal 
only to the participant they serve. 

The participant remains in control.

The system holds the duty of care.

We're starting with an Artificially Intelligent Digital Wallet (AIDW), that serves as the vehicle for participants to drive, control and authorize.

Built for individuals, families, enterprises, institutions and governments. 

Continuous intelligence that thinks before, during and after decisions. 

An intelligent system that truly helps in tangible ways. Everyday.

No hidden agenda. No conflicts of interest.
Verifiable, accountable and transparent.

Tango Grey.png

Aligned intelligence driven by only one incentive:
to serve the participant. 

YOUR AIDW

Your Artificially Intelligent
Digital Wallet (AIDW)

Definition

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The Challenge

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The Next Era 

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First Mission

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01 / 05

YOUR NEW INTELLIGENT SYSTEM

01.

02.

03.

04.

05.

GOVERNANCE

Trust is encoded into every outcome.

Security

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Proprietary

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ALMs

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Vault

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05 / 05

YOUR NEW INTELLIGENT SYSTEM

01.

02.

03.

04.

05.

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FOUNDING PARTICIPANTS

Help shape the next layer of intelligence.

Yours.

Request an Invitation
01 / DISCOVER

Explore what's possible.

Private previews of the AIDW, modules being built and the capabilities taking shape. 

02 / CONTRIBUTE

Shape the future.

Share the decisions, concerns, challenges and ambitions you want your AIDW to help with. 

03 / PARTICIPATE

Test drive pre-releases

Participate in pre-release versions of modules and powerful capabilities and let us know what you think. 

Theatre image.png
FOUNDING PARTICIPANTS

Help shape the next layer of intelligence.

Yours.

Request an Invitation
01 / DISCOVER

Explore what's possible.

Private previews of the AIDW, modules being built and the capabilities taking shape. 

02 / CONTRIBUTE

Shape the future.

Share the decisions, concerns, challenges and ambitions you want your AIDW to help with. 

03 / PARTICIPATE

Test drive pre-releases

Participate in pre-release versions of modules and powerful capabilities.

NEW CATEGORY

Your AIDW

Artificially

Intelligent

Digital

Wallet

Read More

We're building an Artificially Intelligent Digital Wallet (AIDW) with a brain and a single loyalty: to you.

Think of your AIDW like a 'self-driving car'.
The wallet is your vehicle.

You control the AIDW, where you want to go and its limits.
It helps you navigate and optimizes your journey.

Simply add modules to power different capabilities. 

Tailor, build and control your own future.

Every journey and AIDW is unique.

NEW CATEGORY

Your AIDW

Artificially

Intelligent

Digital

Wallet

Read More

A wallet with a brain and a single loyalty: to you.

Think of your Artificially Intelligent Digital Wallet (AIDW) like a 'self-driving car'. The wallet is your vehicle.

You control the AIDW, where you want to go and its limits. It helps you navigate and optimizes your journey.

Simply add modules to power different capabilities. 

Tailor, build and control your own future.

Every journey and AIDW is unique.

Read More
NEW CATEGORY

Your AIDW

Artificially

Intelligent

Digital

Wallet

A wallet with a brain and a single loyalty: to you.

Think of your Artificially Intelligent Digital Wallet (AIDW) like a 'self-driving car'. The wallet is your vehicle.

You control the AIDW, where you want to go and its limits. It helps you navigate and optimizes your journey.

Simply add modules to power different capabilities. 

Tailor, build and control your own future.

Every journey and AIDW is unique.

OUR PURPOSE

The Mission

To help.

To protect.

To enhance.

To serve.

To make intelligent systems that are loyal 
only to the participant they serve. 

The participant remains in control.

The system holds the duty of care.

We're starting with an Artificially Intelligent Digital Wallet (AIDW), that serves as the vehicle for participants to drive, control and authorize.

Built for individuals, families, enterprises, institutions and governments. 

Continuous intelligence that thinks before, during and after decisions. 

An intelligent system that truly helps in tangible ways. Everyday.

No hidden agenda. No conflicts of interest.
Verifiable, accountable and transparent.

Aligned intelligence driven by only one incentive: to serve the participant. 

Tango Grey.png
Read More
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COMPANY
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The advantage is no longer having
access to a powerful model.

Powerful models are the default.

The advantage is building
intelligent systems participants
can trust to act in their best interests. 

Explore
COMPANY
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The question is no longer how smart the system is. It is:

Who does the system serve when it acts ?

Every other question sits beneath that.

About the Company
COMPANY
Talking C_2x.png

The companies that define tomorrow will not be
those that just build artificial intelligence.

They will be those that build intelligent systems
that can be trusted with consequence.

This needs a different kind of company,
with a completely different vantage point.

About the Company
COMPANY
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AI is leaving the chat box. It's starting to act. 

The biggest question is : 

Who is it acting for ?

About the Company
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COMPANY
Talking C_2x.png

The advantage is no longer having
access to a powerful model.

Powerful models are the default.

The advantage is building
intelligent systems participants
can trust to act in their best interests. 

About the Company
COMPANY
Talking C_2x.png

The question is no longer 
how smart the system is. It is:

Who does the system serve when it acts ?

Every other question sits beneath that.

About the Company
COMPANY
Talking C_2x.png

The companies that define tomorrow will not be
those that just build artificial intelligence.

They will be those that build intelligent systems
that can be trusted with consequence.

This needs a different kind of company,
with a completely different vantage point.

About the Company
COMPANY
Talking C_2x.png

The next layer of AI will not only answer.

It will act.

The question is : who will it act for ?

About the Company
Glass Image.png
COMPANY
Talking C_2x.png

The companies that define tomorrow will not be
those that build the most powerful intelligence.

They will be those that build intelligent systems
that can be trusted with consequence.

This needs a different kind of company,
with a completely different vantage point.

Hint : it starts with you.

About the Company
THE NEXT ERA

Your new wallet.

THE NEXT ERA

Your new wallet.

RESEARCH & PERSPECTIVES

Our Latest Research

The intelligent system we're developing

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RESEARCH

The Tailored
Digital Fiduciary

Nine core principles behind the intelligent system entrusted to act.

Explore the thesis
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RESEARCH

Aligned
Intelligence

The first era of AI was about capability. 
The next is about duty. 

Read the research
RESEARCH & PERSPECTIVES

Our Latest Research

The intelligent system we're developing

TDF Image.png
TDF Image.png
RESEARCH

The Tailored
Digital Fiduciary

Nine core principles behind the intelligent system entrusted to act.

Explore the thesis
_toumba_a_detailed_11_photorealistic_exact_replication_of_the_df1eff98-628b-4f11-abbf-0402
_toumba_a_detailed_11_photorealistic_exact_replication_of_the_df1eff98-628b-4f11-abbf-0402
RESEARCH

Aligned
Intelligence

The first era of AI was about capability. 
The next is about duty. 

Read the research
THE CHALLENGE

An Audacious Mission

THE CHALLENGE

An Audacious Mission

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TAILORED INTELLIGENCE

Tailored Intelligence

Customize thousands of settings. 

Reasoning, goals, context and authority
are all within your control. 

Your journey is unique.

So is your new AIDW.

Read More
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TAILORED INTELLIGENCE

Tailored Intelligence

Customize thousands of settings. 

Reasoning, goals, context and authority
are all within your control. 

Your journey is unique.

So is your new AIDW.

Read More
GL2.png
TAILORED INTELLIGENCE

Tailored Intelligence

Customize thousands of settings. 

Reasoning, goals, context and authority
are all within your control. 

Your journey is unique.

So is your new AIDW.

Read More
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INTRODUCING MODULES

Build your own AIDW

Composable modules allow you
to build powerful capabilities. 

Control. Accellerate. Protect. 

Explore Modules
COMPOSABLE MODULES

One Tailored Wallet
One Optimized Outcome

Yours.

Explore your modules

The First Mission

Legal

Wealth

Charity & Philanthropy

Environmental Care

Instant Accountants

POWERFUL FREE PORTALS

Built in Powers

Native portals are here to help. 

Built into every AIDW.

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Guardian

Control your programmable wallet

Read More
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Coach

Your own personal
Intelligent Money Coach

Read More
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Points

Always earn points. Powered by you.

Read More
Rewards.png
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Rewards

Unlock rewards that optimize just for you.

Read More
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INTRODUCING MODULES

Build your own AIDW

Composable modules allow you
to build powerful capabilities. 

Control. Accellerate. Protect. 

Explore Modules
Mod3.png
INTRODUCING MODULES

Build your own AIDW

Composable modules allow you to build powerful capabilities. 

Control. Accellerate. Protect. 

Explore Modules
POWERFUL FREE PORTALS

Built in Powers

Native portals are here to help. 

Built into every AIDW.

Guardian.png
Guardian.png

Guardian

Control your programmable wallet

Read More
Coach.png
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Coach

Your own personal
Intelligent Money Coach

Read More
Points.png
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Points

Always earn points. Powered by you.

Read More
Rewards.png
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Rewards

Unlock rewards that optimize just for you.

Read More
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THE FIRST MISSION

An AI Army built to Crush the Cost of Living

Ruthlessly efficient bill optimization 
for the most important bill payer in the world. 

You.

Explore the technology
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THE FIRST MISSION

An AI Army built to Crush the Cost of Living

Ruthlessly efficient bill optimization 
for the most important bill payer in the world. 

You.

Explore the technology
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PARITICIPANTS

Who can have an AIDW ?

Every participant has their own tailored AIDW. 

Explore Participants
Participant background.png
PARITICIPANTS

Who can have an AI Wallet ?

Every participant has their own tailored AI Wallet. 

Explore Participants
HOW IT WORKS

How will it help me ?

HOW IT WORKS

How will it help me ?

What will it do for me ?

Show me how it works

Exactly what does it do ?

Show me how it works

What Will It Do For Me?

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How it Helps

Exactly What
Does it Do?

Exactly What it Does

What will it do for me ?

Show me how it works

Exactly what does it do ?

Show me how it works

What Will It Do For Me?

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How it Helps

Exactly What
Does it Do?

Exactly What it Does

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INDIVIDUAL WALLETS

Tailored to serve you.

Individually tailored systems that learn,
adapt, and evolve with you.

Guiding, helping and protecting every decision toward your best outcome.

Personal WealthFamily Safety
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Personal WealthFamily Safety
INDIVIDUAL WALLETS

Tailored to serve you.

Individually tailored systems that learn, adapt, and evolve with you.

Guiding, helping and protecting every decision toward your best outcome.

HOW IT WORKS

Personal Wealth

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Meet Jonathan

Show me how it works
HOW IT WORKS

Family Safety

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Meet Poppy & Laura

Show me how it works
HOW IT WORKS

Personal Wealth

Johnathan Lite 1.png

Meet Jonathan

Show me how it works
HOW IT WORKS

Family Safety

Poppy Together.png

Meet Poppy & Laura

Show me how it works
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FAMILY WALLETS

Your Family.
Your Legacy.

Care, protect, and build with your family.

Incentivize healthy habits. 

Explore the Family Wallets
Family Frame Image.png
Explore the Family Wallets
FAMILY WALLETS

Your Family.
Your Legacy.

Care, protect, and build with your family.

Incentivize healthy habits. 

Explore the technology
HOW IT WORKS

Built to serve in your best interests. 

Protect. Serve. Enhance.

Intelligent Family Care

Show me how it works

Social Strength

Show me how it works
HOW IT WORKS

Built to serve in your best interests. 

Protect. Serve. Enhance.

Intelligent Family Care

Show me how it works

Social Strength

Show me how it works
HOW IT WORKS

Family Care

Built to serve the most important family in the world.
Yours.

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Privacy first technology

Show me how it works
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Trusted architecture

Show me how it works
HOW IT WORKS

Family Care

Built to serve the most important family in the world.
Yours.

Sam Family2.png

Privacy first technology

Show me how it works
Jonathan Medico.png

Trusted architecture

Show me how it works
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ENTERPRISE WALLETS

Unlock Enterprise

Time + Money

Authorize. Empower. Accellerate.

Explore Small EnterpriseExplore Medium EnterpriseExplore Large Enterprise
SMALL
MEDIUM
LARGE
Enterprise Frame.png
ENTERPRISE WALLETS

Unlock Enterprise

Time + Money

Authorize. Empower. Accellerate.

Explore Small EnterpriseExplore Medium EnterpriseExplore Large Enterprise
SMALL
MEDIUM
LARGE
Explore the technology
ENTERPRISE WALLETS
HOW IT WORKS: ENTERPRISE

Unlock a new world of Enterprise opportunities.

Authorize. Empower. Accellerate

Small

Elly's Cafe

Power Small Enterprise

Medium

CR8 Labs

Enhance Medium Enterprise

Large

Shopazon

Align Large Enterprise
ENTERPRISE WALLETS
HOW IT WORKS: ENTERPRISE

Unlock a new world of Enterprise opportunities.

Authorize. Empower. Accellerate

Small

Elly's Cafe

Power Small Enterprise

Medium

CR8 Labs

Enhance Medium Enterprise

Large

Shopazon

Align Large Enterprise
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INSTITUTIONAL WALLETS

Unite shared values  and vision.

Connect and empower trust across institutional direction.

Explore the technology
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INSTITUTIONAL WALLETS

Unite shared values and vision.

Connect and empower trust across institutional direction.

Explore the technology
ENTERPRISE WALLETS
HOW IT WORKS: INSTITUTIONS

Institutional service at its core

Transparent. Verifiable. Intelligence.

Community Groups

Align interests

Explore Community

Clubs & Associations

Shared passion

Explore Clubs

Foundations

Transparency

Explore Foundations
ENTERPRISE WALLETS
HOW IT WORKS: INSTITUTIONS

Institutional service at its core

Transparent. Verifiable. Intelligence.

Community Groups

Align interests

Explore Community

Clubs & Associations

Shared passion

Explore Clubs

Foundations & Non-Profits

Transparency

Explore Foundations
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GOVERNMENT WALLETS

"NanoEconomic" Stimulus.

Micro-targeting stimulus packages that empower governments and citizens alike.

Explore the technology
Government Frame.png
GOVERNMENT WALLETS

"NanoEconomic" Stimulus.

Micro-targeting stimulus packages that empower governments and citizens alike.

Explore the technology
HOW IT WORKS : GOVERNMENT

Building better futures.

Incentivize healthy citizens. 

HOW IT WORKS

Healthy People

Micro-Targeted Stimulus

Show me how it works
HOW IT WORKS

Incentive Driven

Rewards are Everything

Show me how it works
HOW IT WORKS : GOVERNMENT

Building better futures.

Incentivize healthy citizens. 

HOW IT WORKS

Healthy People

Micro-Targeted Stimulus

Show me how it works
HOW IT WORKS

Incentive Driven

Rewards are Everything

Show me how it works
HOW IT WORKS : GOVERNMENT

Where policy and interests align.

Privacy, safety and trust encoded at every level.

Government

Instant stimulus

Govenment Wallets

Military

End-to-end encryption

Military Wallets
HOW IT WORKS : GOVERNMENT

Where policy and interests align.

Privacy, safety and trust encoded at every level.

Government

Instant stimulus

Govenment Wallets

Military

End-to-end encryption

Military Wallets
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PIONEERING TECHNOLOGY

Patented,
Proprietary Intelligence.

At the confluence of Real-Time Payments, Generative AI and Cryptographic solutions.

Explore the technology
PPE image.png
PIONEERING TECHNOLOGY

Patented,
Proprietary Intelligence.

At the confluence of Real-Time Payments, Generative AI and Cryptographic solutions.

Explore the technology
SECURITY

Security is our Center of Gravity.

Explore Security

ISO 27001

SOC2 II

FFiEC.png

FFIEC

GDPR

SECURITY

Security is our Center of Gravity.

Explore Security

ISO 27001

SOC2 II

FFiEC.png

FFIEC

GDPR

Intergeneration Wealth
YOUR LEGACY

Maximize your Legacy

Optimize the safe transfer of your wealth. 

Everything your Estate needs in one optimized solution.

Instant. Private. Professional advice.

Explore
Intergeneration Wealth
YOUR LEGACY

Maximize your Legacy

Optimize the safe transfer of your wealth. 

Everything your Estate needs in one optimized solution.

Instant. Private. Professional advice.

Explore
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AUDIO FIRST THINKING

The Power
of Voice

Speech is the most powerful and
enduring art form ever invented.

Used for millenia to pass on our
legacy, teachings & values.

Let's Talk
Voice.png
AUDIO FIRST THINKING

The Power
of Voice

Speech is the most powerful and
enduring art form ever invented.

Used for millenia to pass on our
legacy, teachings & values.

Let's Talk
CONTEXTUAL 

The Power 
of Memory

Recursive systems learn from your
history, objectives and constraints. 

Better intelligence comes from
learning exactly what you need. 

Let's Build
CONTEXTUAL 

The Power 
of Memory

Recursive systems learn from your
history, objectives and constraints. 

Better intelligence comes from
learning exactly what you need. 

Let's Build
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This website, solutions and associated software are still in BETA. They are made available "as is" for testing and evaluation purposes only. Functionality may be incomplete or subject to change without notice. By using this BETA version, you acknowledge and accept the terms and conditions, privacy policy and accessibility statement provided.

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